![]() ![]() That’s why your deductible decreases every consecutive term you go without a claim, until it disappears. ![]() We want to ensure you receive the best coverage and features without the burden of a high premium. That’s why your rates won’t go up if you report a claim. Claim Forgiveness**Īt Allstate, we understand that accidents can happen. This includes coverage for earthquake damage personal articles water protection coverage (not available in all locations) a home business and/or property in a storage facility. Types of optional coverages Additional CoverageĪllstate offers additional coverage that can be purchased. If your household appliances and treasured possessions are stolen, damaged or lost, you’ll be covered. House insurance provides coverage for your valuable personal belongings in your home. Home insurance policies provide liability coverage to protect you if someone not living with you is injured while on your property. The typical home insurance policy also covers structures that are separate from your home, but are still on your property, like a detached garage, tool shed or fence. This covers your home as well as structures that are attached to it, such as a deck or garage. Home Insurance Coverage and Policies What does a home insurance policy cover? Coverage for Your Dwelling Get a free no-obligation home insurance estimate Contact us today to get a free online home insurance quote. Our agents will work with you to make sure you get the best protection for you and your property. At Allstate, we tailor each policy to each homeowner’s insurance needs. That’s why you deserve a home insurance policy as unique as your lifestyle. ![]() Allstate agents understand how hard you’ve worked to make your house a home. ![]()
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